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Master's Theses

Permanent URI for this collectionhttps://hdl.handle.net/20.500.14578/4

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Degree: search.filters.degree.Master in Business AdministrationKeyword: search.filters.keyword.Financial performance

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    Credit access from microfinance institutions on farm performance among small-scale mango farmers in Davao del Sur
    Girasol, Charnilyn Mae C. (Davao del Sur State College, 2025-06)
    The research sought to assess the influence of credit accessibility from microfinance institutions on small-scale mango farmers in Davao del Sur. A cross-sectional and descriptive research approach was employed to evaluate the objectives of the study. The study was initially conducted with 348 respondents selected by stratified random sampling. The statistical analysis, employing methods such as frequency distribution, mean, standard deviation, and regression, revealed that the majority of small-scale mango producers were aged between 36 and 51, primarily male, married, and possessed high school diplomas. The majority consist of 4 to 6 household members, who are Cebuano, and possess 1 to 2 hectares of agricultural property. All farmers solicited a loan, with the majority obtaining cash credit and repaying it in currency. Almost all were subjected to interest charges and required to provide collateral to obtain credit. Most small-scale farmers obtained loans from microfinance institutions, however, only fifty percent of this population invested the funds in mango cultivation. Better access to capital and higher productivity per hectare were two of the most important economic benefits. The information gathered showed that the degrees of participation and cooperation among small-scale mango growers were seen as modest. Moreover, there was a significant association between economic advantages and financial performance, as well as a notable association between engagement/collaboration and the financial performance of small-scale farmers. Further, all small-scale producers identified climate change, pests, and diseases as problems encountered in mango production. Based on the results, it is highly recommended to establish comprehensive support systems combing education, technology, and financial assistance to aid small-scale farmers adapt to climate change, pests, and diseases. To provide farmers with more authority and make them more resilient, government agencies, agricultural organizations, and financial institutions need to work together.
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    Agri-entrepreneurial competencies and ethical business practices of SME managers as predictors of organizational performance in Davao del Sur
    Busa, Rosemarie N. (Davao del Sur State College, 2025-06)
    This study aimed to assess the agri-entrepreneurial competencies and ethical business practices of small and medium enterprise (SME) managers in Davao del Sur and their relationship to organizational performance. It employed a descriptive-correlational research design, collecting data from 90 respondents through structured surveys. Statistical tools used included frequency, percentage, mean, standard deviation, and correlational analysis. Findings revealed that the majority of SME managers in Davao del Sur are middle-aged, male, and married, with high educational attainment. Their businesses are primarily small enterprises operating within various municipalities, typically in operation for 5 to 15 years, with modest profitability and limited formal managerial training. In terms of competencies, SME managers exhibited very high levels of organizing and leading, learning, opportunity recognition, commitment, strategic, and financial management competencies. Additionally, ethical business practices, including ethical decision-making, ethical leadership, and ethical awareness and training, were also rated very high. Organizational performance, assessed through financial performance and employee satisfaction, was also found to be very high, though some variability was noted. Correlational analysis indicated a significant relationship between agri-entrepreneurial competencies and ethical business practices, suggesting that managers with stronger competencies tend to uphold higher ethical standards. However, no significant relationships were found between ethical business practices and organizational performance or between agri-entrepreneurial competencies and organizational performance, suggesting that these factors alone may not directly determine business success.